YNAB focuses on four rules:. Give every dollar a job, plan for infrequent expenses, roll with the punches if you overspend and learn how to live on last month's income. In addition to helping you budget there are classes that you can watch online to help get started. After a free month it costs $50 per year or $5/month
Mint is a free app that helps you create and manage a budget. It tracks your bills and sends alerts to make sure you pay on time. It also provides money saving tips and advice.
PocketGuard is a free app that connects to all of your financial accounts, automatically creates a simple budget, and finds actionable ways to save money and improve your financial health. People like it for it's ease of set-up and use. It only comes as an app.
Docracy is an online repository of free contracts and other legal documents, socially curated by the communities that use them. It's American and it's free
Hello Sign allows you to sign documents yourself or request signatures from up to 20 different people. When the document is fully executed, everyone gets a copy delivered to their inbox. Range of pricing options and a free trial
Wrike is software for online project management. It was designed with a single goal: to improve the speed and efficiency of work in both co-located and distributed groups. It allows you to schedule, prioritize, discuss, and keep track of both work and progress in real time.
Quire is a collaborative project/task management tool that allows users to plan and organize tasks easily in a tree-like structure, where goals are achieved by breaking ideas down into doable tasks that are nested in a hierarchical list. It does not impose limits on how you break down and organize tasks and it comes with a number of powerful features that makes collaboration simpler.
Asana is an online team collaboration tool that specializes in workflow management. It also handles the nitty-gritty of task management although it should not be confused with project management software. It doesn't include Gantt charts or billing information. Instead, it's a much more flexible tool that can let you track all kinds of work, workflows, and information. Asana is a PCMag Editors' Choice.
Smartsheet is collaboration software that uses the familiar power of the spreadsheet for project management. It's a hybrid that can handle everything from budgeting and reporting, to resource management and task tracking. But while Smartsheet certainly makes spreadsheets smarter, they're still just spreadsheets
A great invoicing tool with a free version that includes all of the core services, as well as mobile app for time tracking. A nice aspect is that the tool is multilingual.
Due is an online invoicing and billing software that offers easy-to-use tools for creating invoices and basic project tracking. The Dashboard provides a quick overview of outstanding invoices and overdue tasks.
This is another popular invoicing and time-tracking tool, with the advantage that it allows you to accept payments online (there is a PayPal feature) and automatically charge clients. An added bonus is that the tool is “free forever” – you are guaranteed unlimited clients and invoices.
Toggle is a leading timesheet app for tracking work hours. Use the timer to log task times and get reports based on the time usage. All the time logs are synced to the cloud and you can track time also in the web version, desktop app, Chrome extension and with an Android watch
This Toronto-based, digital accounting service is popularly known for its easy-to-use interface and professional-looking invoice templates. There’s a very limited free version and it offers neat features, like being able to see when a client has viewed or paid an invoice.
QuickBooks offers an online, cloud-based version of its popular accounting services. Its revamped interface is mobile friendly and offers a handful of features that will appeal to freelancers, including email invoicing capabilities, tracking of income and expenses, automated backup of data, and more. QuickBooks charges a monthly fee, so we recommend that you take advantage of the free trial before committing.
Wave is a cloud-based app designed to make small business accounting fast, simple, and – in an unusual twist – free. It focuses on a businesses with under ten employees. Though the software lacks some of the features of its (paid) competitors (such as Quickbooks), it provides genuine double-entry bookkeeping and a decent feature selection in an intuitive, easy-to-use format.
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